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The Galleries Mortgage Shop is a trading name of Gordon Lamb (Washington) Ltd, registered in England at 51/52 The Galleries, Washington Centre, Washington, Tyne and Wear, NE38 7SD (number 02574067), (VAT Registration Number 569534988).Gordon Lamb (Washington) Ltd is an appointed representative of First Complete Limited, which is authorised and regulated by the Financial Conduct Authority (FRN: 435779) for mortgage and non investment insurance advice. The Financial Conduct Authority does not regulate some forms of Buy to Let.
Details submitted through our website are confidential. Any information will be used solely for the purposes of providing background information when contacting you to arrange an appointment / advice.
Energy Performance Certificates
The legal requirement to have a Home Information Pack when marketing a property for sale, ended in May 2010.
What still remains however is the legal requirement to have a valid Energy Performance Certificate (EPC) when offering a property for sale or rent. For the purposes of selling a property the certificate is required to be less than 10 years old. When looking to market a property where no EPC exists, the marketing can begin at the point the certificate is ordered but must stop if the certificate has not been produced within 28 days.
If you use an existing EPC nearing the end of its legal life (for example, 9 years and 11 months old), it will remain valid for as long as your home is continuously marketed. But if you temporarily pull your home off the market for more than 28 days, you will need to replace it if it's more than 10 years old when you resume marketing.
The EPC will show how energy efficient your property is. It is shown on a scale of A being the most efficient to G being the least efficient.
The average property in England and Wales will be in Bands D-E. It will also give recommendations regarding how to improve your property's energy efficiency. This will help to save you money and help the environment.
This website is intended for people over 18 years of age who are resident in the UK only. The website and the information contained therein should not be regarded as an offer or solicitation to conduct business in any jurisdiction other than the UK. These pages provide generic information about various aspects of financial services advice that we provide. We hope they are helpful to you but they do not on their own add up to recommendations and we cannot take responsibility for anything you do in reliance on them without further discussion with us. Please do not make a decision based upon the information contained within these pages alone. Contact us for further advice to enable you to make an informed decision based upon your individual circumstances.’
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